Tampa Hard Money Lender

Most Tampa investors lose deals waiting on a lender. That’s the problem we solve. If your project sits without funding, you could lose it to another buyer. That’s why we built our whole process around speed. We want you at the closing table in days, not weeks.

Tampa moves fast right now. There’s about 3.5 to 4 months of housing supply across the metro, and homes priced right in the best neighborhoods still go under contract in 21 to 35 days. If you wait, someone else gets the deal. Maybe you’re flipping a bungalow in Seminole Heights. Maybe you’re buying a rental in Riverview. Maybe you’re breaking ground in Wesley Chapel. Whatever it is, we know these markets, and we fund in them.

Accolend is a direct lender. That means we make every decision in-house, from your first approval to your final funding. Nothing gets outsourced. Because we control the whole process, approvals move fast, and good deals don’t fall through the cracks. We also don’t put your deal against some rigid checklist. Our underwriting team looks at what your project is actually worth, and we consider every deal on its own merits.

What sets us apart:

• Speed & Certainty: Close in 7-15 business days, with in-house underwriting and funding on every loan
• No-Points Loan Programs: Keep more of your cash at closing so you can put it toward renovations, new deals, or growing your portfolio in Tampa
• Investor-Focused Underwriting: We look at the asset, your strategy, and what you stand to gain, not just a formula

Accolend has funded over $1B+ across more than 1450 deals nationwide. That kind of track record only comes from years of active lending. Here in Tampa, we’ve funded fix and flip renovations in West Tampa, ground-up builds in New Tampa, and DSCR rental purchases in Brandon. That number isn’t just a stat on a page. It’s proof we’ve seen a lot of different deals and solved a lot of different problems for investors just like you.

Our team looks at leverage, how much work a property needs, and how liquid the market is, so your loan actually fits your timeline and your exit plan. A lot of our borrowers close one deal with us, then come back for the next one. That’s not an accident. Do the same thing well every time, and investors notice. Trust builds portfolios.

Getting funded is only part of the job. Every Accolend borrower gets a dedicated lending team that walks you through underwriting, draws, and closing, step by step. We’re with you from your first quote all the way through funding and servicing. You’ll always know exactly where things stand.

Maybe you’re flipping your first house in Ybor City. Maybe you’ve built a dozen projects in Wesley Chapel already. Either way, our team knows Tampa, and we build your loan around it. Our loan portal lets you track your deal in real time and upload documents securely, so you’re never left wondering what’s next.

We lend in 39+ states, and that gives us the capital and the backing to fund your Tampa deal with confidence, even when the market gets shaky. That scale means we can move fast on a small single-family flip in Seminole Heights or a large multifamily build in New Tampa. Size doesn’t slow us down.

We know Tampa’s permitting rules, insurance requirements, and local approval steps well enough that they rarely surprise us. We stay financially stable through every part of the market cycle, not just the good years, so we keep lending when other lenders pull back. Being a national lender doesn’t pull us away from local markets. It actually makes our local focus stronger.