Bridge Loans Program | Rental Loans

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201-643-6650

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Bridge Loans

Purchase LTC

Up to 75%

Refinance LTV

Up to 65%

Cash-out Refinance LTV

Up to 60%

Experience

Not Required

Rates (With points)

From 9.25%

Rates (No points)

From 10.75%

Minimum FICO

620

Property Types

Single-family, Multifamily,
Mixed-Use, Condos, Townhomes

Min Loan Amount

$115,000

Max Loan Amount

$18m

Term

12 months

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Accolend’s Bridge programs offer the flexibility and speed needed for real estate investors to succeed in 2024. Whether you are looking to snap up a property on the market, need extra funding while you wait for a sale, or are looking to transition out of a loan, Accolend’s bridge loans are here to help investors meet their financing needs.

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You provide us with the application, including property and deal information.

We send you the proposed terms of our loan, outlined in a term sheet that includes all relevant expenses and documentation requirements.

Our underwriting team sets up your loan on our website portal to ensure a smooth documentation submission process. We coordinate with vendors such as appraisal and inspection companies, title, insurance, and legal counsel to facilitate seamless communication. Please click here for an explanatory video.

We work with you, your legal counsel, and the title company to schedule a closing date. On the closing date, we review all executed documents from your lawyer or the title company/closing agent and wire the funds.

You reach out to our draw manager with your draw request. A property inspection will be scheduled to verify completed work, and upon satisfactory completion and review, we will fund the draw. Please click here for an explanatory video./closing agent and wire the funds.

Our servicing team will assist you with extension and/or payoff requests. Extension approval requires 30 days' advance notice and the completion of an extension application./closing agent and wire the funds.

Competative Rates

We are a direct lender backed by institutional capital. With a low cost of capital, we pass the savings on to our clients, helping to protect their profit margins

Fast Service

All processing, underwriting, and closing are handled in-house by our team members. This enables us to fully control and expedite the process to meet our clients' timelines

Certainty of Execution

As a Direct Lender and Asset Manager, we have complete control over the underwriting process and our strategic direction. Our funding sources are diversified and have proven reliable across various market cycles

No Points

We launched our signature no-points programs in 2016. Since then, they have saved our borrowers millions of dollars, and allowed our broker partners to better compete

A bridge loan is a short-term loan used to "bridge" the gap between the purchase of a property and longer-term financing. There is no construction funding component.

Yes, we lend to LLCs.

There are no prepayment penalties for loans with points. For no-point loan programs, the minimum term is six months.

We offer bridge loans to buy properties and for refinance (term and cashout).

Closing time for bridge loans is 5-12 business days.

Yes, a full appraisal is required for bridge loans, including the interior.

No, we offer asset-based loans, so we will not ask you to verify your income or assets.

Second liens on our transactions are not allowed.

Yes, we work with brokers.

The maximum acreage is 2 acres per property.

Yes, personal guarantees are required.

No, we do not offer bridge loans for personal residences. We only offer residential bridge loans for investment purposes.

We will need your HUD-1 or property deeds to verify your experience.