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Bridge Loans
(No Rehab)
We deliver Institutional money to individual investors. We offer Low Cost financing.
Certainty of execution and Fast Closing.
Purchase LTC
Up to 75%*
Rate Refi LTV
Up to 65%
Cashout Refi LTV
Up to 60%
Experience
LTV Specific
Rates, with points
From 9%
Rates, no points
From 10.75%
MIN FICO
620
Property Type
SFR, Multifamily, Mixed Use, Condo, Townhouse
Min Loan Amount
150,000
Max Loan Amount
$15m
Term
12 months
* When the market value of the property exceeds the purchase price
FAQ
FAQ
What is a Bridge Loan?
A bridge loan is a short-term loan used to "bridge" the gap between the purchase of a property and longer-term financing. There is no construction funding component.
Are bridge loans provided for purchase or refinance?
We offer bridge loans to buy properties and for refinance (term and cashout).
What is the closing time for Bridge Loans?
Closing time for bridge loans is 5-12 business days.
Do you require any appraisal for Bridge loans?
Yes, a full appraisal is required for bridge loans, including the interior.
Do your Bridge loans require any income or asset verification?
No, we offer asset-based loans, so we will not ask you to verify your income or assets.
What will you need to verify my experience?
We will need your HUD-1 or property deeds to verify your experience.
What are your closing fees?
There are fees associated with legal documentation; background and criminal reports; as well as servicing setup and wire fees.
Do you require personal guarantees for bridge loans?
Yes, personal guarantees are required.
Do you allow second liens on your loans?
Second liens on our transactions are not allowed.
Do you offer bridge loans for personal residences?
No, we do not offer bridge loans for personal residences. We only offer residential bridge loans for investment purposes.
Do you lend to LLCs?
Yes, we lend to LLCs.
Do you work with brokers?
Yes, we work with brokers.
Do you have prepayment penalties?
There are no prepayment penalties for loans with points. For no-point loan programs, the minimum term is six months.
What is your acreage limit?
The maximum acreage is 2 acres per property.