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Ground-up Construction
We deliver Institutional money to individual investors. We offer Low Cost financing.
Certainty of execution and Fast Closing.
Purchase LTC
Up to 65%
Construction LTC
Up to 100%
Total Hard Cost LTC
Up to 75%
Up to 65%
Rates, with points
From 9%
Rates, no points
From 10.75%
Property Type
SFR, Multifamily, Mixed Use, Condo, Townhouse
Min Loan Amount
Max Loan Amount
Up to 24 months
What is the closing time for ground-up Loans?
Closing time for ground-up construction loans is 5-12 business days.
Do you require any appraisal for ground-up loans?
Yes, a full appraisal will be required, including the interior.
Do you finance soft cost?
No, we do not finance soft cost.
Do you require previous ground-up experience?
Yes, but we can consider exceptions for borrowers who have completed at least three large-scale renovations with increased SQFs or full-gut rehabs.
What will you need to verify my experience?
We will need your HUD-1 or property deeds to verify your experience.
What are your closing fees?
Our closing fees depend on the size and complexity of the deal.
Do you require personal guarantees for ground-up loans?
Yes, personal guarantees are required for ground-up loans.
Do you allow second liens on your loans?
Second liens on our transactions are not allowed.
Do you lend to LLCs?
Yes, we lend to LLCs for all our programs.
Do you work with brokers?
Yes, we work with brokers. We have lot of broker-friendly programs.
Do you have prepayment penalties?
There are no prepayment penalties for loans with points. For no-point loan programs, the minimum term is six months.