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Lamp
Programs
General
General
Property Type
SFR, Multifamily, Condos, Mixed
Loan Size
$150k-$10m
Closing
From 5 Days
ARV
65-70%
Points
NO POINTS programs available
FICO
Program Dependent
Fix n Flip
Fix and Flip/Retain
 
Low Leverage
Blue circle
High Leverage
Blue circle
Purchase LTC
Up to 85%
Up to 90%
Rehab LTC
Up to 85%
Up to 100%
Rates
From 5.99%
8.50-8.75%
Points
From 0%-2%
2% points
No Points Loans
Available
Not Available
Experience
Preferred
Required
Ground Up
Ground Up
Purchase LTC
Up to 65%
Rehab LTC
Up to 100%
Total LTC
Up to 75% of Hard Costs
LTV ARV
LTV ARV up to 65%
Rates
From 5.99%
Points
From 0%-2%
No Points Loans
Available
Bridge
Bridge (No Rehab)
Purchase LTC
Up to 75% of Purchase
Rate Refi LTV
Up to 70% of Refinance
Cashout LTV
Up to 65% of Cashout
Experience
LTV Specific
Rates
From 5.99%
Points
From 0%-2%
No Points Loans
Available
Rental Loans
Rental (30 Years)
 
Purchase
Blue circle
Refinance
Blue circle
LTV
Up to 80%
Up to 75%
Rates
From 4.25%
From 4.5%
No Points Loans
Available
Available
DSCR
Min 0.8x
Min 1x
Property Type
SFR, 2-4 Family, Condo
SFR, 2-4 Family, Condo
Min FICO
620
640
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