Colorado Hard Money Lender

We understand the Colorado market because we actively lend in it. Speed matters here, and we’ve built our lending model around it. Our goal is to get you to the closing table in days, not weeks.

Every day of delay costs you money. That’s why our typical close window is 7 to 15 business days, with some deals funded even faster when documents are ready. Our no-points loan options reduce your up-front costs and our timelines are clear from day one. Colorado is one of the most competitive real estate markets in the country. In Denver, well-priced homes can go pending in as little as 5 days. In that environment, financing delays don’t just cost time; they cost deals. Whether you’re flipping a single-family home in LoDo, acquiring a multifamily property in Capitol Hill, or breaking ground on a new build in Parker, we know these markets, and we fund in them.

We launched our no-points programs in 2016. Since then, we’ve created a playbook to keep projects on track and protect investor returns. We know that other lenders add points, hidden fees, and have slow underwriting processes. That’s why we provide direct, in-house underwriting, smart draw management, and clear term sheets. Our typical fix-and-flip no-points rates start at 9.99%. This means quick closings, less upfront cash, and predictable capital costs for your Colorado projects.

With over $950M funded and 1450+ deals closed nationwide, we’ve worked through every deal type and every market cycle. Straightforward flips, ground-up construction, multifamily acquisitions, portfolio builds; we’ve structured and closed them all. That depth of experience means your Colorado deal isn’t a new problem we’re solving. It’s a familiar one we’ve already handled. Investors keep coming back because we close what we commit to.

Many Colorado investors lose weeks waiting on draw approvals or chasing updates from third-party servicers. We assign a dedicated loan manager and draw coordinator so inspections, reimbursements, and payoff requests don’t stall construction timelines. Borrowers can see draw status, inspection results, and document requests inside the portal, reducing guesswork during active rehabs. This matters most on short timelines, where even a one-week delay can erase projected profit.

Because we lend across 40 states, we have the capital reserves and institutional backing to fund your Colorado deal with certainty, even in a volatile market. That scale means we can move quickly and handle projects of any size without hesitation. We’ve built real familiarity with Colorado’s title processes, appraisal landscape, and deal structures, so nothing about your transaction catches us off guard. Our financial stability means we show up as a reliable partner through every market cycle, not just the favorable ones. That national strength is what allows us to stay fully focused on your Colorado deal from application to funding.