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Nashville Davidson Hard Money Lender

Nashville Davidson Hard Money Lender

Our Loan Programs
Fix & Flip
Ground-up
Bridge
Rental
Fix & Flip
Fix & Flip

Short-term financing for purchasing and fixing up investment properties

  • Check Rates start at 10.25%
  • Check No-Points Loans
  • Check Close 7-15 days
Apply Now More Info
Ground-up Construction
Ground-up

Build your next investment property from the ground-up

  • Check Rates start at 10.25%
  • Check No-Points Loans
  • Check Close 7-15 days
Apply Now More Info
Bridge Loans
Bridge Loans

Bridge financing to purchase, refinance, or reposition investment properties

  • Check Rates start at 10.25%
  • Check No-Points Loans
  • Check Close 7-15 days
Apply Now More Info
Rental/DSCR loans
Rental/DSCR

Build a portfolio of rental properties to maximize your passive income

  • Check Rates start at 6.25%
  • Check No-Points Loans
  • Check DSCR from 0.75x
Apply Now More Info

Why Nashville Davidson Investors Choose Accolend

Loan process steps

Fast, Reliable, and Local Financing in Nashville-Davidson

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We lend in Nashville-Davidson every day, so we know what it takes to get a deal done. Here’s the thing. Every day your money sits still, a good property can slip to someone else. That’s why our whole model comes down to moving fast, closing clean, and giving you certainty. The goal? Get you to the closing table in days, not weeks.

Nashville-Davidson doesn’t wait around. Homes here trade quickly, and the best deals won’t sit for a slow lender. When demand runs high and good inventory is thin, the investor with cash ready to go is the one who wins. Maybe you’re flipping a bungalow in East Nashville. Maybe you’re picking up a rental in Antioch, or breaking ground in The Nations. Either way, we know these markets, and we fund in them.

Accolend’s Direct Lending Process in Nashville-Davidson

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We’re a true direct lender. Every decision gets made in house by us. That means you talk straight to the people funding your loan, not some middleman shuffling your file around. You’ll know where things stand from the first call, and we follow through on what we tell you. Because it all happens under one roof, approvals move fast and deals don’t die at the finish line. We also look at what your project is really worth, not just a box-checking list. Every deal stands on its own.

What sets us apart:

  • Speed & Certainty: Close in 7-15 business days, with in-house underwriting and funding.
  • No-Points Loan Programs: Keep your capital at closing and put it toward renovations, new purchases, or portfolio growth across Nashville-Davidson.
  • Investor-Focused Underwriting: We weigh the asset, your strategy, and the potential gains, using real-world investment insight.

Over $1B+ Funded Across 1450+ Deals

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We’ve funded over $1B+ across 1450 deals closed. You don’t get that kind of experience without years of active lending. Here in Nashville-Davidson, we’ve backed cosmetic flips in Inglewood, full gut jobs in Wedgewood-Houston, and ground-up builds over in Sylvan Park. That record isn’t just a number to us. It’s the messy situations we’ve worked through and the problems we’ve solved for local investors.

We take a hard look at every deal: how much leverage makes sense, what the property needs, how fast it will sell. Then we shape the loan to match your real timeline and your exit. Investors keep coming back for the next project, and the one after that. Consistent work earns trust. Trust is what builds a portfolio.

Individualized Support for Every Step

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Funding is just one part of a good investment. So you get a lending team that sticks with you start to finish. We’ll walk you through the underwriting, the draw process, and your closing timeline, one step at a time. And we don’t disappear once the money hits. We’re with you from that first quote right through servicing, so nothing feels murky.

First-time flipper in Madison? Seasoned developer in Germantown? Either way, our team knows how the Nashville-Davidson market really works. You’ll also get our loan portal. Check your deal in real time, upload your documents safely, and stay in the loop. You’ll always know exactly where things stand.

The Ability to Fund Any Nashville-Davidson Deal

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Because we lend across 40+ states, we’ve got the capital reserves and institutional backing to fund your deal for certain, even when the market turns rocky. That kind of scale lets us move quickly and handle any size project. A small cosmetic flip in Donelson? A big multifamily build in Bordeaux? We fund both successfully.

We know Nashville-Davidson, too. We get the local permitting, and we know how these markets actually behave, so not much surprises us. Our footing stays solid through every market cycle, whether it’s a good one or a rough one. And that national reach doesn’t pull us away from the local work. If anything, it makes us better at it.

Hard Money Loans in Nashville Davidson

Nashville-Davidson is packed with opportunity. One street over, a tired ranch house in Hermitage is begging for a full rehab. A few miles away, a dated duplex in East Nashville sits waiting for the right buyer. These deals get competitive fast. When a great opportunity pops up, quick financing is what separates a signed contract from a lost deal. Sharp investors use that speed to turn forgotten properties into real earners.

So, what is hard money? It’s short-term financing backed by real estate. We look at the property first, not your credit score or your income. That’s why these loans approve and close so much faster, often within 7-15 business days. We underwrite in house, and we build each loan around how investors really operate. You’ll get same-day term sheets and instant pre-approvals. If you’re ready to take advantage of what Nashville-Davidson has to offer, get started with a free consultation today.

Hard Money Loans in Nashville-Davidson

Don’t Wait to Finance Your Deal in Nashville-Davidson

Close in as few as 7 days with a direct lender who knows the market.

Fix and Flip Loans in Nashville-Davidson

Fix and Flip loans in Nashville Davidson

Fix and flip loans are made for people who buy, fix, and move on fast. We cover the purchase and the rehab both, so your cash goes further and your portfolio grows. Older pockets like Inglewood and East Nashville still pull strong resale demand, which makes them solid flip ground. And when closings happen fast, you spend less time waiting on money and more time working on the house while buyers are hungry.

  • Leverage: Up to 90% of purchase price and up to 100% of rehab costs.
  • Rates: Starting at 10.25% with no points.
  • Timeline: Close in 7-15 business days.

Bridge loans in Nashville Davidson

A bridge loan hands you short-term capital to close a financing gap. Investors lean on it in a few ways. Buy a new property before the old one sells. Steady a building before you lock in long-term financing. Or grab a deal that’s ticking down and won’t wait. With instant pre-approvals and same-day term sheets, you get certainty before the window shuts.

  • Leverage: Up to 75% of purchase price.
  • Rates: Starting at 10.25% with no points.
  • Timeline: Close in 7-15 business days.

Construction loans in Nashville Davidson

Our construction loans are built for builders and developers. We fund the land and the build both, across Nashville-Davidson’s growing submarkets, from The Nations to Wedgewood-Houston. Building from scratch is no small thing. You’ve got permits to pull, draw schedules to run, and a budget to hold in line the whole way. We’ve seen all of it.

Our draw process keeps your project moving instead of stalling out. It’s a good fit for experienced developers going up with single-family, multifamily, or mixed-use. And as one of the region’s active construction lenders, we help you build without second-guessing your funding.

  • Leverage: Up to 65% of land value and up to 100% of construction costs.
  • Rates: Starting from 10.25% with no points.
  • Timeline: Close in 7-15 business days.

DSCR loans in Nashville Davidson

With a DSCR loan, the property’s cash flow does the qualifying. No personal income check. Your growth comes down to how strong your deals are, not your W-2s or tax returns. Buy or refinance, either one works, and we shape the loan around what the property brings in each month. Rental demand holds up in spots like Antioch, Donelson, and Madison, where tenants keep signing leases. In a buy-and-hold game, speed and certainty are what pay off, and that’s our lane.

  • Leverage: Up to 80%.
  • DSCR Minimum: As low as 0.75x.
  • Rates: Starting from 6.25% with no points.

Recently Funded Loans

Fix and Flip purchase loan funded for a multifamily property in North Plainfield NJ with $415k loan and $43k construction budget
Fix and Flip | Purchase North Plainfield, NJ Property Type: Multifamily Loan amount: $415,000 Construction Budget: $43,000
Fix and Flip refinance loan funded for a condo in Brooklyn NY with $4M loan and $220k construction budget
Fix and Flip | Refinance Brooklyn, NY Property Type: Condo Loan amount: $4,000,000 Construction Budget: $220,000
Fix and Flip purchase loan funded for a single family home in Philadelphia PA with $115k loan and $45k construction budget
Fix and Flip | Purchase Philadelphia, PA Property Type: Single Family Residence Loan amount: $115,000 Construction Budget: $45,000
Ground-Up refinance loan funded for a single family home in Westport CT with $2.1M loan and $1.5M construction budget
Ground-Up | Refinance Westport, CT Property Type: Single Family Residence Loan amount: $2,100,000 Construction Budget: $1,500,000
Fix and Flip purchase loan funded for a mixed-use property in Trenton NJ with $530k loan and $315k construction budget
Fix and Flip | Purchase Trenton, NJ Property Type: Mixed-use Loan amount: $530,000 Construction Budget: $315,000
Bridge purchase loan funded for a single family home in Maplewood NJ with $412k loan for 2-unit property
Bridge Loan | Purchase Maplewood, NJ Property Type: Single Family Residence Loan amount: $412,000 Unit Count: 2
Fix and Flip purchase loan funded for a triplex in Jacksonville FL with $290k loan and $123k construction budget
Fix and Flip | Purchase Jacksonville, FL Property Type: Triplex Loan amount: $290,000 Construction Budget: $123,000
Fix and Flip purchase loan funded for a multifamily property in New Brunswick NJ with $920k loan and $310k construction budget
Fix and Flip | Purchase New Brunswick, NJ Property Type: Multifamily Loan amount: $920,000 Construction Budget: $310,000
Bridge purchase loan funded for a multifamily property in Orange NJ with $1.6M loan for 11-unit building
Bridge Loan | Purchase Orange, NJ Property Type: Multifamily Loan amount: $1,600,000 Unit Count: 11
Rental cashout loan funded for a mixed-use property in Pemberton NJ with $605k loan for 6-unit property
Rental | Cashout Pemberton, NJ Property Type: Mixed-use Loan amount: $605,000 Unit Count: 6
Ground-Up purchase loan funded for townhouses in Ridgefield NJ with $3M loan and $2.115M construction budget
Ground-Up | Purchase Ridgefield, NJ Property Type: Townhouses Loan amount: $3,000,000 Construction Budget: $2,115,000
Ground-Up cashout loan funded for a duplex in Irvington NJ with $465k loan and $407k construction budget
Ground-Up | Cashout Irvington, NJ Property Type: Duplex Loan amount: $465,000 Construction Budget: $407,000
Fix and Flip refinance loan funded for a multifamily property in Brooklyn NY with $2.675M loan and $2.25M construction budget
Fix and Flip | Refinance Brooklyn, NY Property Type: Multifamily Loan amount: $2,675,000 Construction Budget: $2,250,000
Ground-Up purchase loan funded for a condo in Jersey City NJ with $850k construction budget
Ground-Up | Purchase Jersey City, NJ Property Type: Condo Loan amount: $338,000 Construction Budget: $850,000
Rental cashout loan funded for a single family home in Jersey City NJ with $437k loan and DSCR 1.08
Rental | Cashout Jersey City, NJ Property Type: Single Family Residence Loan amount: $437,000 DSCR: 1.08
Accolend funded Ground-Up purchase loan for a single family home in Short Hills NJ with $2.37M loan and $1.4M construction budget
Ground-Up | Purchase Short Hills, NJ Property Type: Single Loan amount: $2,375,000 Construction Budget: $1,400,000
Fix and Flip purchase loan funded for a condo in Medford MA with $965k loan and $240k construction budget
Fix and Flip | Purchase Medford, MA Property Type: Condo Loan amount: $965,000 Construction Budget: $240,000
Ground-Up purchase loan funded for a single family home in Columbus OH with $250k loan and $250k construction budget
Ground-Up | Purchase Columbus, OH Property Type: Single Loan amount: $250,000 Construction Budget: $250,000
Accolend funded Fix and Flip cash-out loan for a single family home in Riverview FL with $245k loan and $85k construction budget
Fix and Flip | Cashout Riverview, FL Property Type: Single Loan amount: $245,000 Construction Budget: $85,000
Fix and Flip purchase loan funded for a single family home in Commack NY with $980k loan and $250k construction budget
Fix and Flip | Purchase Commack, NY Property Type: Single Loan amount: $980,000 Construction Budget: $250,000
Bridge loan funded for a 23-unit multifamily property in Newark NJ with $2M loan
Bridge Loan | Purchase Newark, NJ Property Type: Multifamily Loan amount: $2,000,000 Unit Count: 23
Fix and Flip purchase loan funded for a single family home in Northridge CA with $990k loan and $400k construction budget
Fix and Flip | Purchase Northridge, CA Property Type: Single Loan amount: $990,000 Construction Budget: $400,000
Accolend funded Fix and Flip cash-out loan for a mixed-use property in Newark NJ with $5M loan and $1.1M construction budget
Fix and Flip | Cashout Newark, NJ Property Type: Mixed-use Loan amount: $5,000,000 Construction Budget: $1,100,000
Bridge cash-out loan funded for a 36-unit mixed-use property in Jersey City NJ with $8.6M loan
Bridge Loan | Cashout Jersey City, NJ Property Type: Mixed-use Loan amount: $8,600,000 Unit Count: 36
Accolend funded Fix and Flip loan for single family home in New Windsor NY with $330k loan and $90k construction budget
Fix and Flip | Purchase New Windsor, NY Property Type: Single Family Residence Loan amount: $330,000 Construction Budget: $90,000
Accolend funded Bridge loan for multifamily property in Irvington NJ with $2.83M loan for 18-unit apartment building
Bridge Loan | Purchase Irvington, NJ Property Type: Multifamily Loan amount: $2,830,000 Unit Count: 18
Accolend funded Ground-Up cashout loan for single family home in San Clemente CA with $2.7M loan &  $2.06M construction budget
Ground-Up | Cashout San Clemente, CA Property Type: Single Family Residence Loan amount: $2,700,000 Construction Budget: $2,060,000
Accolend funded rental cashout loan for single family home in Monroe NY with $300k loan and DSCR 1.25
Rental | Cashout Monroe, NY Property Type: Single Family Residence Loan amount: $300,000 DSCR: 1.25
Fix and Flip loan funded for single family home in Westfield NJ with $1.05M loan and $380k construction budget
Fix and Flip | Purchase Westfield, NJ Property Type: Single Family Residence Loan amount: $1,050,000 Construction Budget: $380,000
Bridge loan funded for multifamily property in Irvington NJ with $3.08M loan for 19-unit apartment building
Bridge Loan | Purchase Irvington, NJ Property Type: Multifamily Loan amount: $3,080,000 Unit Count: 19
Ground-Up cashout loan funded for single family home in Philadelphia PA with $1.43M loan and $1.26M construction budget
Ground-Up | Cashout Philadelphia, PA Property Type: Single Family Residence Loan amount: $1,430,000 Construction Budget: $1,256,000
Rental cashout loan funded for single family home in Dallas TX with $165k loan and DSCR 1.12
Rental | Cashout Dallas, TX Property Type: Single Family Residence Loan amount: $165,000 DSCR: 1.12
Fix and Flip loan funded for single family home in Union NJ with $410k loan and $70k construction budget
Fix and Flip | Purchase Union, NJ Property Type: Single Family Residence Loan amount: $410,000 Construction Budget: $70,000
Fix and Flip loan funded for single family home in Los Angeles CA with $2,000,000 loan and $600,000 construction budget
Fix and Flip | Purchase Los Angeles, CA Property Type: Single Family Residence Loan amount: $2,000,000 Construction Budget: $600,000
Fix and Flip loan funded for single family home in Lafayette LA with $150,000 loan and $131,000 construction budget
Fix and Flip | Cashout Lafayette, LA Property Type: Single Family Residence Loan amount: $150,000 Construction Budget: $131,000
Fix and Flip loan funded for single family home in Millburn NJ with $1,100,000 loan and $450,000 construction budget
Fix and Flip | Purchase Millburn, NJ Property Type: Single Family Residence Loan amount: $1,100,000 Construction Budget: $450,000
Fix and Flip cashout loan funded for mixed-use property in Bronx NY with $5,950,000 loan and $5,600,000 construction budget
Fix and Flip | Cashout Bronx, NY Property Type: Mixed-use Loan amount: $5,950,000 Construction Budget: $5,600,000
Fix and Flip loan funded for single family home in Montclair NJ with $2,800,000 loan and $825,000 construction budget
Fix and Flip | Purchase Montclair, NJ Property Type: Single Family Residence Loan amount: $2,800,000 Construction Budget: $825,000
Bridge loan funded for multifamily property in East Orange NJ with $4,700,000 loan for 25-unit building
Bridge Loan | Refinance East Orange, NJ Property Type: Multifamily Loan amount: $4,700,000 Unit Count: 25
Bridge loan funded for single family home in Dix Hills NJ with $565,000 loan and no points
Bridge Loan | Purchase Dix Hills, NJ Property Type: Single Family Residence Loan amount: $565,000 No points
Ground-Up cashout loan funded for single family home in Long Island NY with $1,830,000 loan and $1,500,000 construction budget
Ground-Up | Cashout Long Island, NY Property Type: Single Family Residence Loan amount: $1,830,000 Construction Budget: $1,500,000
Rental purchase loan funded for single family home in Newark NJ with $275,000 loan and DSCR 1.13
Rental | Purchase Newark, NJ Property Type: Single Family Residence Loan amount: $275,000 DSCR: 1.13

Simple, Straightforward Requirements

We build approval around the asset, not your financial history. No W-2s to dig up. No tax returns to hunt down. No debt-to-income math dragging things out. Cut those hurdles, and you close in days instead of weeks.

Eligibility is primarily asset-based. Here’s what you generally need:

  • Minimum FICO Score: 620 for most loan programs, 650 for ground-up construction.
  • Investment Experience: No prior experience required for Fix and Flip or DSCR loans. Ground-up construction loans require at least one completed new construction project.
  • Background Check: A clean background check with no recent felony convictions or major financial misconduct.
  • Loan Amounts: We lend between $115,000 and $8,000,000 depending on the loan program and market.
  • Property Requirements: Property must be a non-owner-occupied investment property located in an eligible market. Rural properties are not eligible.
Eligibility Criteria to Get a Loan in Nashville-Davidson

Minimal Paperwork for a Streamlined Process

We keep paperwork minimal to ensure a fast and efficient process. While each deal is unique, the required documents typically include:

  • Personal Information Documents: Driver’s License, 2 Months’ Bank Statement, Proof of Experience if applicable, Social Security Card.
  • Property Information: Purchase Contract, Scope of Work, Property & Liability Insurance, Title Commitment.
  • LLC Information: Formation Doc, EIN, Operating Agreement, LLC Resolution.

Our team will provide a clear checklist tailored to your specific loan, ensuring a smooth path to closing.

Documentation Required  for Hard Money Loans in Nashville-Davidson

Why Choose Accolend?

Competitive Rates Competitive Rates
We are a direct lender backed by institutional capital. With a low cost of capital, we pass the savings on to our clients, helping to protect their profit margins.
Fast Service Fast Service
All processing, underwriting, and closing are handled in-house by our team members. This enables us to fully control and expedite the process to meet our clients' timelines.
Certainty of Execution Certainty of Execution
As a Direct Lender and Asset Manager, we have complete control over the underwriting process and our strategic direction. Our funding sources are diversified and have proven reliable across various market cycles.
No Points No Points
We launched our signature no-points programs in 2016. Since then, they have saved our borrowers millions of dollars, and allowed our broker partners to better compete.
Your next investment starts here.
Secure funding for your next investment.
Loan process steps

How Nashville Davidson Hard Money Loans Work

1
Apply for a Loan
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You provide us with the application, including property and deal information.
2
Receive our Terms
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We send you the proposed terms of our loan, outlined in a term sheet that includes all relevant expenses and documentation requirements.
3
Loan Underwriting
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Our underwriting team sets up your loan on our website portal to ensure a smooth documentation submission process. We coordinate with vendors such as appraisal and inspection companies, title, insurance, and legal counsel to facilitate seamless communication.
4
Loan Closing
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We work with you, your legal counsel, and the title company to schedule a closing date. On the closing date, we review all executed documents from your lawyer or the title company/closing agent and wire the funds.
5
Draw Management
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You reach out to our draw manager with your draw request. A property inspection will be scheduled to verify completed work, and upon satisfactory completion and review, we will fund the draw. Our closing agent will wire the funds per draw request.
6
Payoff
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Our servicing team will assist you with extension and/or payoff requests. Extension approval requires 30 days of advance notice and the completion of an extension application.

Where we lend

We proudly offer our lending services across 40 states and Washington DC

TOP 10 STATES WHERE WE LEND

New Jersey
New York
Pennsylvania
Connecticut
Georgia
Massachusetts
Maryland
California
Florida
Washington

Where we lend

We proudly offer our lending services across 40 states and Washington DC
Where we lend map
Where we lend
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Frequently Asked Questions

What is the typical interest rate for hard money loans in Nashville Davidson ?
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Accolend’s rates start at 10.25% with no points and 8.25% with points.
How long does Accolend take to approve loans in Nashville Davidson ?
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Accolend can close a hard money loan in Nashville Davidson in 7-15 business days.
What is the minimum FICO score required for hard money loans in Nashville Davidson ?
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The minimum FICO score required for hard money loans in Nashville Davidson is 620.
What types of properties does Accolend finance?
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Accolend can finance the following type of properties in Nashville Davidson for a hard money loan:

  • Single Family Residence (SFR)
  • 2-4 Unit Properties
  • 5+ Unit Properties
  • Condominiums
  • Town Houses
  • Mixed use
What type of hard money loans does Accolend offer in Nashville Davidson?
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Accolend offers following type of hard money loans in Nashville Davidson:

  • Fix and Flip
  • Bridge
  • Ground-Up
  • DSCR
  • Rental
Does Accolend provide no-points loans in Nashville Davidson?
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Yes, Accolend offers no-points loans in Nashville Davidson.
What are the minimum and maximum loan amounts offered by Accolend in Nashville Davidson ?
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The minimum and maximum loan amounts offered by Accolend in Nashville Davidson depend on the type of loan. Generally, our loans range from $115,000 to $8 million. If you have a specific project in mind, reach out to our team for tailored financing options.
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