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Top Lender for real estate investors in San Jose (CA)

Accolend is a top hard money lender in San Jose . We provide secure, fast, and hassle-free loans to real estate investors and brokers throughout San Jose . At Accolend, we believe in adding value to your project, and so our team of highly dedicated professionals provides you with one-to-one support helping you achieve your goals. As the premier hard money lender in San Jose (CA), we provide excellent client service. We can finance your investments as early as 10 days from the application with a minimum paperwork. From the initial conversation to the final deal, no one is going to work harder for you than Accolend. All you need is a reasonable investment that has a good profit margin, and you will receive an approval for hard money financing.

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Accolend offers No Points Programs and Lowest Rates in San Jose (CA)

Accolend As a Leading Hard Money Lender In San Jose

Consistent, Responsive, and Reliable Service: Success in real estate investing requires an experienced and dedicated team who work with the same passion and dedication for every client. At Accolend, we pride ourselves on providing excellent customer service. Our team of experts is ready to assist you from beginning to end throughout the whole process. Our good customer relationships are our strength, and that's why the majority of our clientele are repeat customers.

Experience: Accolend was formed 6+ years ago by Wall Street financiers with much experience in real estate investment; we have funded hundreds of hard money loans providing hundreds of millions of dollars to our clients. Accolend is a trendsetter in the industry.

Support & Coaching: We will not only fulfill your loan requirements but also help and support you to do a better investment. Our programs are designed in such a way that the whole lending procedure will provide you with better knowledge of the industry. Working with Accolend will help you take better investment decisions in the future.

Wide Service Area: Accolend provides hard money loans throughout the state of San Jose , as well as in 40 other states.

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Frequently Asked Questions
What type of properties is eligible for Hard Money loans near San Jose offered by Accolend?

The following properties are eligible for Hard Money Loans near San Jose offered by Accolend:
Single Family Residence (SFR)
2-4 Unit Properties
5+Unit Properties
Town Houses

What type of hard money loan rates are offered by Accolend?

Loan Rates are different for different types of loans, starting from 5.99% with points and from 7.5% with no points.

Does Accolend Provide No Point Loans?

Yes, we have both point and no point loan programs.

What are the minimum and maximum loan amounts offered by Accolend?

Loan size depends on the type of loan program, the general range is from, 150k-15MM

Understand San Jose ’s Real Estate Market

San Jose is a massive metropolis in the state of California. San Jose is the third biggest city in California, with a population of 1,013,240 people and 202 component communities.

San Jose property prices are not just among the most costly in California, but also among the most expensive in the United States. Unlike several cities where white-collar or blue-collar jobs predominate, San Jose’s economy is not predominately one or the other. Instead, it employs both white-collar and blue-collar workers. San Jose is mostly a city of professionals, sales and office employees, and managers. San Jose has a high concentration of persons working in managerial professions (11.58 percent), office and administrative support (9.67 percent), and computer science and math (9.67 percent) (8.71 percent ).

It’s also worth noting that San Jose has more individuals working in computers and math than 95 percent of the rest of the country. San Jose is a popular place for single people starting out in their careers. When you are out and about in town, you will note that there is a significant number of young, single, educated, and upwardly mobile career starting out at restaurants, listening to live music, and enjoying other activities. They are a very prominent aspect of San Jose’s culture. As a result, San Jose is a fantastic spot for young professionals to reside. With so many people in this category, San Jose provides several possibilities for single professionals to have fun, mingle, and form long-term relationships.

The typical commute to work in San Jose, on the other hand, is rather long. People spend 31.93 minutes each day on average travelling to work, which is much more than the national average. One advantage is that local public transportation is commonly used, so leaving the car at home and choosing public transportation may be an alternative to escape the aggravation of driving in severe traffic.

San Jose is a huge city, and it comes with a lot of advantages. One advantage is that most large cities offer public transportation, but San Jose particularly shines when it comes to the extent and utilisation of its public transportation system. San Jose residents utilise public transportation to travel to and from work more frequently than residents of other big American cities. While there are other modes of transportation available, the majority of San Jose residents choose to use the bus. Whereas in certain cities, one is doomed to sit in traffic every morning on the way to work and every evening on the way home, many people in San Jose leave their vehicles at home (if they choose to possess one at all) and take the bus.

San Jose residents are among the most educated in the country: 43.74 percent of people in San Jose have a bachelor’s degree or above, compared to 21.84 percent in the typical US city.

In 2018, the per capita income in San Jose was $46,599. This is upper middle income in California and rich in comparison to the rest of the US. This translates to a family of four earning $186,396 per year. However, San Jose is home to both affluent and impoverished residents.

San Jose has a very diversified ethnic population. People who live in San Jose identify as belonging to a number of racial and ethnic groupings. The majority of San Jose citizens describe as Asian, followed by White. San Jose has a sizable Hispanic population as well (people of Hispanic origin can be of any race). People of Hispanic or Latino descent make up 31.61 percent of the city’s population. People in San Jose have ancestors from Germany, Ireland, England, Italy, and Europe.

Foreign-born residents contribute significantly to San Jose’s cultural identity, accounting for 39.74 percent of the city’s population.

Where we Lend?

We do not lend in: AK, HI, OR, ID, NV, UT, AZ, ND, SD, MN
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No points programs for
Real Estate Investors